Top 11 Frugal Blogs to Follow to Save More And Spend Less in 2021

Written by | In group | Updated on
July 1, 2021

If you’re looking for the best ways to save more money, here’s a quick tip for you: start reading frugal blogs.

Frugal living blogs often filled with a ton of useful articles which help you save more money and spend less. So in this post, we’re going to discuss some of the best frugal blogs to follow in 2021.

What is frugal living anyway?

Most people think frugal living is all about cutting coupons, saving cents, not enjoying life to the full extent. But it’s WRONG. Frugal living is all about “spending smartly so you can save money for things that REALLY matter”.

Frugal living is not about saving more money. It’s all about spending smartly and living well to lead a happier life. To put it simply, frugal living is all about being “less wasteful and more resourceful”.

That being said, if you want to adopt a frugal living lifestyle, you need help. Here’s a list of top 11 best Frugal living blogs you can follow to save more and spend less smartly in 2021.

Top 11 Frugal Blogs to Follow to Save More in 2021

top frugal blogs

1. Frugal Rules

If you’re looking to fight against debt and invest money in smart ways, Frugal Rules is a must read Frugal living blog for you.

Frugal Rules

Who’s behind the blog “Frugal Rules”?

John who is a veteran of the financial services is the guy behind Frugal Rules and John started Frugal Rules to help people all around the world learn to invest.

From living on a budget to getting rid of your debt, you can literally find everything on this blog. Here are some of the topics which are covered by Frugal Rules blog;

  • Frugality
  • Investing
  • Debt
  • Credit cards
  • Brokerage reviews and so on

What’s the must-read article?

35 Simple Ways to Save Money Every Month: If you’re searching for practical ways to save money every single month, this article is a must read for you.

You can find incredible tips like 52-week challenge where you start out week 1 by saving $1. Week 2 you save $2, week 3 you save $3 and so on. The plan is to add one extra dollar per week until you put away $52 the final week of the year which will allow you to save $1,378 per year.

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2. Living Well Spending Less

This is not just another frugal living blog and it’s much more than that where you can find easy-to-use tools to help you organize your life, eliminate stress and crush your goals.

Living Well Spending Less

Who’s behind the blog?

Ruth is a female blogger who started Living Well Spending Less in 2010 and since then the blog has grown to a great extent that has thousands of followers worldwide.

From cooking, budgeting and time management to taking care of your home, you’ll find a ton of topics on this amazing blog. Here are a few topics which are covered here.

  • From cleaning & decluttering to meal planning & time management
  • From parenting ideas to health and wellness tips
  • From setting a budget, pay off debt, plan for the future, and save more money

What’s the must-read article?

HOW TO SAVE $10,000 THIS YEAR: Saving pennies might not give you any kick but how about saving $10,000 this year? Ruth explains how you can save $10K in savings this year which contains a ton of useful tips.

3. Mr. Money Moustache

This is another great blog which also has a dedicated app where you can grab all of their contents to start saving more money.

Mr. Money Moustache

Who’s behind the blog?

Mr Money Mustache is run by a 40 something retiree who now writes about how we can all live a frugal yet incredible life advice on this blog.

You’ll find a ton of highly practical and unique tips on frugal living on this blog. Here are a few more topics you can discover on this blog;

  • Saving
  • Frugality
  • Retirement advice
  • Money management and so on

Read: Top 20 Most Popular Blogs for Women To Follow In 2021

What’s the must-read article?

The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?”: This is one of the most popular posts on this blog which tells you the 4% rule. It helps you figure out how much money do you actually need to stay your life in a better way after retirement.

Here’s how it works: The Safe Withdrawal Rate is the maximum rate at which you can spend your retirement savings, such that you don’t run out in your lifetime.

4. The Penny Hoarder

The Penny Hoarder is one of the largest personal finance websites which shares a ton of practical tips on getting rid of debt, frugal living and so on. In 2017, Inc. 5000 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.

The Penny Hoarder

Who’s behind the blog?

Kyle Taylor is an entrepreneur, philanthropist and the founder The Penny Hoarder and this blog have a ton of writers who regularly contribute highly practical advice around financial freedom and frugal living.

Generally, this blog covers a wide range of topics apart from frugal living and here are few excellent topics you can discover on this blog;

What’s the must-read article?

I Need to Get Rid of $5,000 in Credit Card Debt. What Should I Do?: We all have one major issue which is credit card debt and it’s really hard to get rid of it especially when you’ve too much in debt.

This article explains how you can get rid of $5K in credit card debt with highly practical tips. A must read for everyone who is looking to pay off their credit card debt.

5. Cash Overflow

Do you want to improve your personal financial management skills? Are you looking to save more and spend less smartly? If yes, you should definitely start reading Cash Overflow which is one of the best blogs in India.


Who runs Cash Overflow?

Pardeep Goyal runs Cash Overflow. He also has a funny nickname “Kanjoos Baniya” (Frugal Guy) which his friends use to call him because of one reason: trying to save money in almost everything.

Why should you read Cash Overflow?

Pardeep is currently earning over $8000 per month from his site and mostly he shares absolutely practical tips around the following topics;

  • money management
  • credit cards
  • making money online
  • and so on

What’s the must-read article on Cash Overflow?

100 Online Business Ideas In India: If you’re searching for some of the best ideas to start an online business in 2021 and beyond, this article is just for you. From childcare to food to travel, he almost covered most of the categories which you can use to make money online in India.

6. The Frugal Girl

From repurposing ideas to frugal living, you’ll find a ton of useful articles on The Frugal Girl which can help you lead a stressful and minimalist lifestyle.

The Frugal Girl

Who’s behind the blog?

Kristen who is a women blogger is running The Frugal Girl who mostly shares about how to lead a frugal living lifestyle without going insane.

Here are some of the best financial management topics covered on this blog;

  • Coupons and discounts you can use to save money on shopping
  • Debt related topics
  • Financial management
  • Frugal living
  • Repurposing ideas
  • Frugal home decor ideas
  • The inspiration for living simply
  • And the list goes on

Read: 20 Best Fashion Blogs In India Worth Following from Top Fashion Bloggers (Updated 2021 Edition)

What’s the must-read article?

How to save money on groceries without coupons: This is an excellent read from The Frugal Girl where you can find highly practical tips and ways to save money on groceries without actually using any coupons.

In this article, you’ll find six main strategies Kristen uses to keep their grocery budget down.

7. Six Figures Under

From frugal living ideas to budgeting to saving more money, Six Figures Under is a fantastic blog where the authors have paid all of their debt and sharing their secrets throughout the blog.

Six Figures Under

Who’s behind the blog?

Stephanie is the author of this amazing frugal living blog who helps you achieve financial freedom by sharing her proven and highly practical tips around frugal living.

Here’s a list of topics you can find on this blog which is worth reading and following if you are looking for a frugal living lifestyle;

  • Frugal living
  • Finances
  • Debt and so on

What’s the must-read article?

Spending wisely: This is just not one article but a complete category on how to spend your money wisely. This is a must read if you’re looking to get started with frugal living to spend your money smartly and cut down unwanted things.

8. Living On A Dime

Do you want to get out of your debt? Are you struggling to pay off your credit card debt? Looking for some great blog to educate yourself about savings, clearing off debts and so on? Living On A Dime is for you then.

Living On A Dime

Who’s behind the blog?

Tawra is the one who maintains this blog which is devoted to frugal living and teaching you how to save money and get out of debt.

Do you want to save money and time? This is a must read a blog for you then. Here are few of the incredible topics which are covered on Living On A Dime blog.

  • Credit cards
  • Coupons
  • Frugal living lifestyle
  • Money management and the list goes on

What’s the must-read article?

Stop Eating Your Way Into Debt!: This is one of the most commented blog posts on Living On A Dime which has received almost 200 comments and the post covers how you can fight against debt and live a better life.

9. Money Saving Mom

If you are looking for a blog where you can find fully practical tips around frugal living and money saving, this blog is a must-read.

Money Saving Mom

Who’s behind the blog?

Crystal Paine is a female blogger and the author of this amazing frugal living blog and she started the blog mainly to share all her frugal living tips to save more money on groceries, shopping and so on.

Here are some of the great topics covered on this blog;

  • Coupons
  • Money Saving
  • Frugal living and so on

What’s the must-read article?

Earning and managing money: This is not just another article but is a full collection of blog posts where you can find a ton of ideas on how to earn more and manage your money in a better way. Go through all the posts and you’ll definitely find a ton of new things to manage your money.

10. Wise Bread

From credit cards to personal finance, Wise Bread is your one-stop online destination to start living a frugal living lifestyle and manage your money in a much better way.

Wise Bread

Who’s behind the blog?

Wise Bread is a community of bloggers who contribute a wide range of articles around money management to help you save more money and spend less.

Wise Bread covers the following topics;

  • Credit cards related information (best credit cards for cash back and so on)
  • Personal finance (this category is filled with a ton of useful information)
  • Frugal living and so on

What’s the must-read article?

16 Small Steps You Can Take Now to Improve Your Finances: Financial freedom starts with small steps. Here’s a list of 16 small things you can do right now to improve your overall financial health in 2021 where you can find tips ranging from creating a household budget to set a monthly savings amount.

Read: How to Start a Blog in 10 Minutes Or Less in 2021 [Step By Step Process]

11. Million Dollar Journey

Million Dollar Journey is a Canadian personal finance blog and the blog owner achieved $1 million in net worth by the age of 35 (at the end of 2014).

Million Dollar Journey

Who’s behind the blog?

This blog is run by a Canadian personal finance expert who started the blog in 2006. Unfortunately, we don’t find the name of the blogger anywhere on the Internet (but thought this blog is a must-read blog for you, so included in the list).

One of the main reasons to follow this blog is that you can follow his financial journey to becoming a millionaire by 35 through his net worth updates.

You’ll also find topics like;

  • Business
  • Frugal living
  • Credit cards
  • Debt and the list goes on

What’s the must-read article?

25 Ways to Save Money: This is an amazing list post which you can read within 2 minutes but each and every tip is incredible which can help you save more money in 2021 and beyond.

How to start a Frugal blog by yourself in 2021?

Are you curious to launch your own frugal blog?

Here are a few quick reasons to start a frugal living blog.

  • Helps you track your expenses
  • Helps you share your journey online (you’ll save more and spend less when you share publicly)
  • Helps you start making money off your blog
  • And the list goes on

So what are you still waiting for?

First things first, to get started with a blog, you need two things;

  • Domain name
  • Hosting

Here are some domain name generator tools to help you come up with domain name ideas really quickly.


And there are a ton of hosting choices available. We personally use Bluehost on some of the sites and it’s especially good for beginners (which costs just under $36 a year where you’ll also get a free domain for first year).

Here’s a simple step by step tutorial on how to start a frugal living blog on Bluehost.

Step 1: Go to Bluehost and click on the “Get started now” button.

Here’s how it looks like;


Important note: Using our affiliate link, you’ll get Bluehost hosting starting at just $2.95 per month (it usually costs you $3.95 per month).

Step 2: Choose a website hosting plan.

Once you click on the button “Get Started Now”, you can see choose your hosting plan. Select their Basic option as it is the best option for brand new websites.

Step 3: Register a domain name

The good thing about using Bluehost hosting is that it offers a free domain name for 1 year (which means, you’ll be instantly saving $10 to $20 on domain registration).

It is suggested to have .com, you can also use different endings (such as: .net, .org or even If you already have a domain name, use the right form – ‘I have a domain name’. If you don’t want to choose your domain right away, you can also do it later.

Step 4: Complete the registration process

Enter your personal details to complete the registration process. Add your name, address, phone number, email address etc. Once you have signed up with Bluehost, you can easily install WordPress on Bluehost using their 1 click install.

That’s it, you’re done.

Quick tip: If you still need any help, you can mail us at [email protected] and we’d be glad to help you.

Read: Top 10+ Real Online Jobs for Earning Quick Money [2021 Edition]


Here are a few important questions you might want to know around frugal living to spend smartly in 2021 and beyond.

What are some of the great frugal living hacks for 2021?

Here are few of them which work like a charm:

→ Limit your “eating outs” as most of the times people spend way too much eating out. Not only it damages your health but also costs you a lot to your pockets.
→ Find a cheap place to live. Make sure NOT to overpay for rent.
→ Rent a room instead of concentrating on finding a decent apartment that you can split with a friend, look for an available room in someone’s house.
→ Buy online (as you can find a ton of coupons on grocery items, electronics, technology gadgets and what not). You can literally save 20 to 30% when you shop online.
→ Last but not least, don’t sign up to expensive internet accounts, sign up with your neighbors’ and split the cost or go to free Wi-Fi places and use it there, downloads especially.

What are the best frugal living websites?

Here are few of the best frugal living websites everyone should follow in 2021 and beyond.

→ Making Sense of Cents
→ The Budget Mom
→ The Frugal Girl and you can go through the above list

How frugal living websites make money?

Most of the blogs mentioned above make money in several ways including;

Selling affiliate products
→ Using display ads like AdSense
→ Brand collaborations
→ Selling their own products such as eBooks and so on

Is it possible to live a frugal living lifestyle?

The first step to living a frugal living lifestyle is to become a minimalist and yes it’s completely possible. You need to change your mindset and throw out everything which you’re not using and don’t buy stuff you don’t need.

Best Blogs worth Following in 2021:

Final Thoughts

All the frugal blogs mentioned here covers a ton of useful articles on credit cards, coupons, saving on groceries, paying off your debt and so on.

So what are your thoughts on the top blogs shared on this post? Did we miss any of your favourite blogs? Share your views in the comments.

Anil Agarwal

Top 11 Frugal Blogs to Follow to Save More And Spend Less in 2021Anil Agarwal who owns, is a full-time blogger and SEO expert who has been helping people build profitable blogs for over a decade. BloggersPassion has been featured on premium online sites like Forbes, Huffingtonpost, Semrush, Problogger, Crazy Egg, The Next Web and so on.

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2 Comments on "Top 11 Frugal Blogs to Follow to Save More And Spend Less in 2021"

  1. Ainhoa Harris says:

    You don’t need as many clothes if you have your own washer. My frugal living tip.

  2. Noelle says:

    Great points to consider if you want to live a frugal lifestyle. Especially items 2,6,10, and 11. Purchasing a car or home that you can comfortably afford can go a long way in allowing you to live on significantly less than what you make. Foregoing spending on expensive entertainment and outings and trying to impress others are also key.

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